Responsible businesses owners and individuals purchase insurance to protect their business, homes, vehicles, health, families, and finances. If you've paid your premiums and fulfilled your obligations under your policies, you have every right to believe that if you need to make a claim against your policy, the insurance company will pay your legitimate claim in a timely fashion. Unfortunately, many insureds learn the hard way that getting an insurer to pay a claim is not always a straightforward process. Plachta, Murphy & Associates can help.
Plachta, Murphy & Associates represents insureds when insurance claims and other coverage disputes arise regarding their:
Insurance companies, by and large, are for-profit businesses. That means they exist to make money for their shareholders. They make more money when they are able to deny payment of claims. Sometimes, of course, a denial is warranted. Other times, the insurer denies a claim because it's questionable or simply in the hopes that the insured will not contest the denial.
If you believe your claim has been wrongfully denied, or have other concerns regarding insurance coverage, Plachta, Murphy & Associates is uniquely qualified to advocate on your behalf. One of our insurance litigators formerly worked as an insurance defense attorney, so he understands the techniques insurers use to minimize payments on claims. We also have access to trustworthy and ethical insurance experts whose support can help shift the burden of proof in your favor.
You can be sure that if you're dealing with an insurance dispute, the insurance company has a team of attorneys dedicated to protecting their interests. Shouldn't you have the same? You should never sign any type of agreement, or take an “examination under oath,” without your own trusted lawyer present. We invite you to contact Plachta, Murphy & Associates to schedule a consultation with a member of our Litigation team. We look forward to leveling the playing field in your favor and helping you get the benefits to which you're entitled.